We are all aware that how retail banking is a need to the society. It is categorised as an “essential” type of banking facility which is made available to the general public rather than the companies, organisations, corporations or to other banks. The Credito Emiliano S.p.A or Credem is a popular Italian bank which specialises in making easy provision of transactions. It has many divisions which can be briefed as credem banca (facilitates retail banking), Credem Banca d’Impresa (facilitates corporate banking) and last but not the least, credem private banking.
In this long stretch of retail banking, credem banca provides a number of facilities to its customers. A few of them can be enlisted as internet banking, financing of expenses, making payments, activation of main products and services, home banking etc. In order to have a clear perspective of these facilities, their significance have been enlisted down:
With financing of expenses, one can easily manage his expenses with confidence. It allows one to request the activation of small loan, online which is later credited into the current account. With internet banking, each and every type of transaction can be brought into ease. Either it is related to bank transfers, postal bills, or mobile top-ups, this facility can be availed 24×7. The credem bank assures each transaction to be highly safe as it uses Mr.Pin, to create the one-time password.
A customer can also choose to receive notices via internet banking which can keep them aware of their current account’s balance, current account and card movements and much more. The main advantage of internet banking lies in “home banking” which saves both time and costs. Individuals can do important transactions from home at any time of the day. Apart from this, it also makes a safer alternative banking option available to the customers.